Tips & News
Practical advice, guides, and local news from the team at AS Hypothèque. Stay informed with the latest from our industry.
guides 13 min
Mortgage Renewal 2026: How to Avoid Payment Shock and When to Switch Lenders
Mortgage renewal 2026: payment shock numbers, the new OSFI stress test exemption, and when switching lenders makes sense. Advice from a licensed Quebec broker.
| Alexandra L. St-Germain
guides 11 min
Newcomer Mortgage in Canada: A Montreal Broker's Complete Guide
New to Canada? Get a mortgage with as little as 5% down. CMHC, Sagen, and Canada Guaranty newcomer programs, credit tips, and steps from a Montreal broker.
| Alexandra L. St-Germain
guides 12 min
First-Time Home Buyer Guide Quebec 2026: Programs, Down Payment, and Steps
Everything a first-time buyer needs to know in 2026: government programs (HBP, FHSA), down payment rules, closing costs, and new mortgage rules in Quebec.
| Alexandra L. St-Germain